
Rank #60
Portugal
Monthly Cost
$1,480
-32% vs USA
Internet
235 Mbps
Mobile Avg
Monthly Cost
$1,480
-32% vs USA
Internet
235 Mbps
Mobile Avg
D7 Passive Income Visa
For retirees and individuals with stable passive income such as pensions, rentals, or dividends.
Min. Income
€820/month (Passive)
Per Applicant
Processing
3–4 Months
Average Time
Validity
2 Years (Renewable)
Standard Residence Permit
Citizenship
5 Years
Years to Apply
Eligibility & Required Docs
Eligibility Requirements
Proof of passive income (pension, dividends, rental income)
Clean criminal record
Valid private health insurance
Portuguese tax number (NIF)
Proof of accommodation in Portugal
Required Documents
NIF Number
Bank statements (last 6 months)
Proof of accommodation (12-month lease or property ownership)
Criminal record certificate from home country
Valid passport
Health insurance coverage
Residency Rules
Taxation
Residents are taxed on worldwide income under Portuguese tax law. The Non-Habitual Resident (NHR) tax regime was largely ended in 2024, though limited incentives remain for certain professions.
Physical Presence
Must spend at least 183 days per year in Portugal or maintain a habitual residence there.
Advantages
- Low income requirement compared to most EU visas
- Path to permanent residency and EU citizenship
- Access to the Schengen travel area
- Affordable cost of living compared to Western Europe
Disadvantages
- Must spend significant time in Portugal
- Bureaucracy and processing delays can occur
- Rising housing costs in major cities like Lisbon and Porto